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Rateslookup
Making HomeOwnership
Simpler and Smarter
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No credit score impact
Licensed mortgage experts
Updated daily

Compare mortgage rates from leading Canadian lenders. Personalized, transparent, and built to help you make confident home financing decisions.

Why Choose Us?

Rateslookup.ca helps Canadians make informed home financing decisions.

100+

Lenders

Real-Time

Rates Tracking

24/7

Expert Support

Monoline Lenders

We cover almost every lender and brokerage in the Canadian market, giving you access to exclusive rates not found at big banks.

Rate Intelligence

Compare mortgage rates intelligently with real-time data analysis and predictive trends tailored to your province.

24/7 Expert Support

Access mortgage professionals anytime. Our licensed experts are ready to guide you through the fine print whenever you need.

OUR PROCESS

How does Rateslookup work?

A seamless, transparent process designed to help you secure the best mortgage rate — efficiently, confidently, and entirely online.

1

Search the rates

We check rates from various lenders based on your answers - no effect on your credit score.

2

Send inquiry to team

Send your inquiry with your name, email, and number for personalized mortgage insights.

3

Receive a call back

Our support team will contact you in 30 minutes to help you find the best mortgage rates.

Contact Us

Get transparent mortgage support from the Rateslookup team to make confident home financing decisions.

Contact us
FAQ

Clear Answers, no jargon at all

Get clear, transparent answers to frequently asked questions about rates, eligibility, and what to expect at each step of the process.

A mortgage rate is the interest you pay on the loan. Amortization is the total length of time over which you pay the loan back (e.g., 25 years). Your rate determines how much each payment costs; amortization determines how many payments you'll make.

Lenders compete for your business and rates can vary by 0.5–1% between providers. Shopping just a handful of lenders can save you thousands over the life of the mortgage.

Interest is the cost of borrowing, charged as a percentage of the outstanding loan balance. Each payment goes partly to interest and partly to principal.

We pull live offers from Canada's leading lenders and rank them by APR, term flexibility, and prepayment privileges.